What Is the Portugal D7 Visa?
Also known as the Retirement or Passive Income Visa, the D7 Visa is a long-term residency visa that was introduced in 2007 and unlike the Portugal Golden Visa requires no investment. Along with retirees, this visa is suitable for some remote workers and digital nomads. This visa is for non-EU/EEA/Swiss citizens who want residence in Portugal and have a reasonable passive income. This income can be from a retirement pension, as well as a financial investment, and real estate.
The minimum passive income required is €10,440 per year for the main applicant. For a spouse, you must add 50% to this (€5,220) and for a dependent child, you must add 30% to this (€3,132). Therefore, for a couple with one child, you would need around €18,792 a year to be eligible for the D7 Visa.
(Updated: November 2025)
Portugal D7 Visa Requirements
The requirements to be eligible for a D7 Visa in Portugal are pretty straightforward. Here are the main eligibility criteria for the Portugal D7 Visa.
- Non-EU/EEA/Swiss citizen
- Minimum passive income of €10,440 per year (+ 50% for spouse and + 30% for dependent child)
- Clean criminal record
- Proof of residence address in Portugal (rental or purchase)
- You need to spend at least 16 months in Portugal during the first 2 years.
What are the Benefits of the Portugal D7 Visa?

1. Visa Exemption
The Portugal D7 Visa allows you to enter Portugal and the Schengen area (26 EU countries). You can circulate freely without a visa. The D7 visa essentially grants you to the travel rights of all European Union citizens.
2. Family Perks
The Portugal D7 Visa allows you to request family reunification once you have your visa. This is where your family members are granted the same residency rights as you. You will have to prove your relationship to any family members that you would like to include in the program. The following qualify for family reunification: partner, children under 18, dependent children over 18 that are studying, your parents, your partner’s parents, and minor siblings. These can all live and work in Portugal and travel freely within the Schengen area, as well as enjoy all the visas’ benefits.
3. Permanent Residence: Does the Portugal D7 Visa Lead to Residence?
The Portugal D7 Visa allows you to obtain permanent residence, eventually. You can obtain legal residency in the first year. You can then renew your residency for two years successively. After five years of legal residency, you can apply for permanent residency.
4. Citizenship: Does the Portugal D7 Visa Lead to Citizenship?
The Portugal D7 Visa can lead to citizenship. After five years of legal residency, you can apply to become a Portuguese citizen. To become a citizen, you must obtain an A2 Portuguese language certificate, provide documents such as proof of a Portuguese bank, and have no criminal record.
Who can get a Portugal D7 Visa?
Non-EU/EEA/Swiss citizens who have a passive income can apply for a Portugal D7 Visa. Although this visa is also known as the retirement visa, if you can work remotely for an employer outside of Portugal, you might also be eligible. Therefore, freelancers and digital nomads who meet the requirements can still apply for the D7 Visa.
Life After Brexit: Why Should UK Nationals Apply for a Portugal D7 Visa?
If you’re a British national who cannot afford the investment necessary for the Portugal Golden Visa, the D7 Visa is the right route for you. You will enjoy permanent residency and possibly citizenship after 5 years, allowing you to get back your EU rights lost after Brexit. As a UK national with a D7 Visa, you’ll be able to travel freely through the Schengen area, as well as have the right to work, study, and live in any EU country.
Portugal D7 Visa: Cryptocurrency
Portugal is one of the last European crypto havens. Portugal introduced a new crypto tax law in 2023 that applies a 28% capital gains tax on short-term crypto holdings (less than 365 days). Almost all crypto assets that you hold for over a year, except for certain tokens like securities and those from specific jurisdictions, are tax-free, except for certain tokens like securities and those from specific jurisdictions. However, businesses that provide services related to cryptocurrency are taxed on their gains. There are many factors that determine whether this is the case like your profit and the frequency of your trade. To be sure, contact a tax advisor in Portugal.
Take a look at our guide to cryptocurrency in Portugal here.

Portugal D7 Visa: Healthcare in Portugal
You will need to purchase health insurance for the four-month duration of your D7 Visa, which should cost between €20 and €50 a month. After this period, you will obtain your residency and can then access the Public Health Care system (SNS). The Portuguese health system is world-renowned, taking the 23rd spot on the World Index of Healthcare Innovation. You will have to register with the SNS in your local health care center. Most services with the SNS are free, but you will have to pay for particular services such as specific exams. However, these prices won’t cost more than €5 to €20. Dental is not included in the SNS.
You can also just access private hospitals if you wish. Yearly health insurance prices range from €300 to €1,000 depending on the company and other personal factors such as your age.
Portugal D7 Visa Steps & Application Process: How to Get a D7 Visa
While the application process for the Portugal Golden Visa can take 9 to 12 months, you can get a Portugal D7 Visa in less than 4 months! Take a look at the full application process, step-by-step.

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