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Discover Portugal’s Stunning Cycling Routes

Becky Gillespie
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Discover Portugal’s Stunning Cycling Routes

When it comes to cycling, is Portugal on your radar? Well, we think it should be! In fact, we believe that Portugal offers some of the most scenic and diverse cycling routes in Europe. Want to ride along the ocean? Check. Got a thing for hills? Oh, our hills are alive with the sound of pedaling. Love to cycle through the forest? Does cork count? Because we’ve got many a road lined with them. Portugal invites cyclists to explore its rich landscapes, historic towns, and gorgeous scenery. Are you ready?

Ride the Former Rails on the Ecopistas

What, you may ask, is an ecopista? We’re glad you asked! They are actually former railway lines that have been converted into cycling and walking paths. These routes have gentle gradients, which make them perfect for casual riders and families. The Ecopista do Dão is one of the longest in Portugal, and it stretches 49 kilometers from Santa Comba Dão to Viseu. Along the way, cyclists pass through lush forests, vineyards, and rolling hills.

Man cycling near Viseu, DepositPhotos.com

Another popular route is the Ecopista do Minho, which follows the Minho River near the Spanish border. This 27-kilometer path takes riders through picturesque countryside, charming villages, and areas rich in biodiversity. The Ecopista do Tâmega, stretching 40 kilometers, will give you a similar scenic experience as it winds through forests and valleys in northern Portugal.

What about Ecovias? 

Ecovias are designed to link natural landscapes. They usually follow riverbanks or coastal areas. The Ecovia Litoral Norte is a stunning Portuguese coastal route that runs from Esposende to Caminha, covering 72 kilometers along the northern coast. Cyclists taking this route can enjoy breathtaking views of the Atlantic Ocean, sandy beaches, and traditional fishing villages.

Another remarkable route is the Ecovia do Rio Lima, which follows the Lima River and connects the historic towns of Ponte de Lima and Viana do Castelo. The path offers a blend of riverside tranquility and cultural heritage, with plenty of opportunities to stop and explore local landmarks.

Cyclists on the Roman Bridge in Ponte de Lima, Portugal, DepositPhotos.com

Ride the Ciclovias

Portugal’s major cities have been expanding their urban cycling infrastructure to make commuting and sightseeing by bike more accessible. Lisbon, the capital, has over 100 kilometers of cycle paths, with more under development. The Tejo riverside route allows cyclists to ride along the Tagus River and passes iconic sights like the Belém Tower and the MAAT museum.

Torre de Belem. Photo by Alex Paganelli (Unsplash)

Porto has also embraced cycling culture, with paths along the Douro River offering spectacular views. The Foz do Douro cycling route is a favorite among locals and tourists and gives riders an easy and scenic journey from the city center to the coastline.

EuroVelo 1 – The Atlantic Coast Route

For those looking for a more long-distance adventure, the EuroVelo 1 route, also known as the Atlantic Coast Route, runs from the northern border with Spain to the Algarve. Covering over 1,200 kilometers, this route showcases Portugal’s diverse coastal landscapes, including rugged cliffs and sandy beaches.

Highlights along this path include the Costa Vicentina, known for its dramatic scenery and unspoiled nature. Cyclists also pass through vibrant seaside towns like Nazaré, famous for its giant waves, and Peniche, a paradise for surfers and seafood lovers.

People watching the waves in Nazare. Photo by Gil Ribeiro (Unsplash)

Rota Vicentina – The Historical Way + Fishermen’s Trail

The Rota Vicentina is a network of trails along the southwestern coast of Portugal. It includes the Historical Way, which winds through rural villages, cork oak forests, and rolling hills. This inland path gives riders a glimpse into traditional Portuguese life with opportunities to stop at local wineries and historic sites.

The Fishermen’s Trail, another part of the Rota Vicentina, follows the coastline and provides some of the most dramatic views in Portugal. We don’t want to downplay the Rota Vicentina: this route is challenging and takes cyclists along cliffs, sandy trails, and rocky paths. Don’t worry though – you will be rewarded with breathtaking scenery at every turn.

Douro Valley – Does It Get More Beautiful Than This? 

In our opinion, the Douro Valley might just be the most beautiful place in Portugal.  It is famous for its terraced vineyards, winding roads, and breathtaking river views. Several cycling routes explore this UNESCO-listed region and offer riders a mix of gentle and challenging rides.

The Peso da Régua to Pinhão route follows the Douro River and passes some of Portugal’s most prestigious wine estates. Cyclists can stop for a wine tasting at a quintas (wine estate) or enjoy a scenic picnic along the way. 

For a more demanding ride, the Alto Douro Wine Region route features steep climbs and rewarding panoramic views. The region’s hilly terrain makes it ideal for experienced cyclists looking for a challenge.

Alentejo – Rolling Hills and Historic Towns

The Alentejo region offers cycling routes through vast plains, cork oak forests, and charming medieval towns. The Évora to Monsaraz route takes riders from the UNESCO-listed city of Évora to the hilltop village of Monsaraz and passes through vineyards and olive groves.

Cyclists hoping for a multi-day adventure can follow the Alentejo Wine Route, which connects several wineries and historic sites. This region is known for its peaceful countryside, traditional cuisine, and well-preserved castles.

The Algarve – Inland + Coastal Routes

The Algarve is a top destination for cycling with its blend of inland and coastal routes. The Ecovia do Algarve spans over 200 kilometers and links the region’s stunning beaches, cliffs, and historic towns.

For a scenic coastal ride, the Lagos to Sagres route offers stunning views of the Atlantic Ocean. Inland, the Serra de Monchique route provides a more challenging ride through rolling hills and lush forests.

Madeira – Did Someone Say Tunnel?

Madeira, a subtropical volcanic island, is an emerging cycling destination. The island features steep climbs, dramatic cliffs, and coastal views that make for an exhilarating ride. The Pico do Arieiro climb is one of the most challenging routes and takes cyclists up to 1,818 meters above sea level.

For those looking for a more relaxed experience, the Ribeira Brava to Ponta do Sol route offers a scenic coastal ride with moderate inclines. Madeira’s year-round mild climate makes it a great choice for cycling enthusiasts.

Madeira Island, Matthias Groeneveld, Pexels

The Azores – Volcanic Island Cycling Tour

The Azores, a Portuguese archipelago in the Atlantic Ocean, provides unique cycling experiences through volcanic landscapes and lush greenery. São Miguel, the largest island, features several cycling routes, including the Sete Cidades loop, which circles two stunning crater lakes.

The Furnas route takes cyclists past geothermal hot springs, tea plantations, and botanical gardens. The Azores’ remote beauty and diverse terrain make it a hidden gem for cycling enthusiasts. We encourage you to go to Azores as soon as possible if you want to see it before it becomes even less hidden.

Sete Cidades, São Miguel, Photo by Luis Ascenso (Flickr)

Where to Rent a Bike in Portugal

Portugal’s diverse cycling routes offer something for every type of rider. Before setting out, consider the route’s difficulty, distance, and terrain. Many trails provide detailed maps and online resources to help with planning. It’s also essential to check for bike rental services, accommodation options, and local weather conditions.

If you’re not bringing your own bike, Portugal offers a plethora of rental options in major cities and cycling hubs. In Lisbon, services like Bike Iberia and Lisbon Bike Rentals provide city, road, and electric bikes. Porto has several rental shops including Porto Rent a Bike and Velurb Bikes.

For those cycling in the Algarve, companies like Algarve Bike Holidays and Mountain Bike Adventure offer rentals with delivery options. The Douro Valley also has rental services in Peso da Régua and Pinhão, catering to wine-country cyclists.

If you’re tackling the EuroVelo 1 or Rota Vicentina, check out services in major starting points like Caminha, Peniche, and Sagres. Many rental companies offer guided tours and bikepacking gear for long-distance rides.

Cycling near Viseu, DepositPhotos.com

Final Thoughts – Why Cycle in Portugal?

Cycling in Portugal allows you to experience the country in an immersive and sustainable way. The well-developed network of ecopistas, ecovias, and urban ciclovias ensures that riders of all levels can enjoy the journey.

Explore the Douro Valley’s vineyards, navigate the coastal cliffs of the Algarve, or cycle through the historic streets of Lisbon – it’s all here in Portugal waiting for you to explore from the seat of your bicycle. So go ahead: get on your bike and start exploring this beautiful country. What are you waiting for?

Praia do Guincho, Portugal, DepositPhotos.com

How to Cancel Your Contracts in Portugal with Ease

Becky Gillespie
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How to Cancel Your Contracts in Portugal with Ease

In today’s subscription-based economy, many people in Portugal find themselves juggling multiple service contracts including telecommunications (MEO, NOS, or Vodafone, to name a few) and utilities (EDP, Galp Energia, and Endesa) to gym memberships and streaming platforms. Canceling these services often proves to be a frustrating process, which is made intentionally more complex by companies hoping to retain customers through sheer bureaucratic persistence. For example, even when you cancel your MEO contract, they will call you multiple times to offer you a better deal. Enter Cessação de Contratos, an innovative Portuguese service dedicated to streamlining the contract cancellation process.

The Problem Cessação de Contratos Solves

Most service providers in Portugal make signing up for their offerings remarkably simple. However, when customers wish to terminate these same services, they frequently encounter hidden cancellation policies buried in fine print, requirements to cancel in person at physical locations, extended phone wait times with customer retention specialists, complicated written notice requirements, and early termination fees and penalties. These obstacles create significant friction that prevents consumers from efficiently managing their service subscriptions and often results in continued unwanted charges.

Legal Foundation and Platform Development

The Cessation Platform operates within a clear legal framework established by Portuguese law. It is specifically provided for in Article 138 of Law No. 16/2022 of August 16, which approved the Electronic Communications Law. The specific functionalities of the platform are defined in Ordinance No. 284/2022 of November 28.

Currently, the platform is designed primarily for individual consumers (non-business users) who have electronic communications contracts, whether with or without loyalty periods, and who wish to terminate these contracts through formal complaint. It is worth noting that, at present, the platform only facilitates contract termination through the complaint process. In a planned second phase, the platform will expand to include other forms of contract termination, such as contract suspension and forfeiture options.

How the Service Works

Cessação de Contratos operates as a specialized intermediary that handles the entire cancellation process on behalf of customers in Portugal. Their streamlined approach follows a two-step process:

Step 1 – Request for Contractual Information

Users begin by requesting information about their contract termination conditions. This critical first step ensures that consumers understand all relevant aspects associated with cancellation, including any potential fees or penalties, which allows for an informed decision. The process requires basic personal information and authentication through Portugal’s digital mobile key system or citizen card with PIN.

Step 2 – Contract Termination Request

After reviewing the operator’s response regarding termination conditions, users can proceed with their formal termination request. The telecommunications operator is legally obligated to respond to this request within three working days. If additional information is needed, consumers have 30 working days to respond, or their termination request becomes void.

Throughout this process, the service monitors progress, sends confirmation emails, and ensures all legal requirements are met. One significant advantage is that users do not need to create an account on the platform; they simply need to validate their email address and authenticate through Portugal’s government authentication system.

Consumer Rights and Options

It’s important for Portuguese consumers to know that, while this platform offers a convenient digital method for contract termination, they retain the right to request termination through other channels as well. Portuguese law ensures that consumers can submit termination requests via postal mail, email, fax, in-person service, or telephone with appropriate user validation systems.

Services Typically Covered

Cessação de Contratos primarily assists with terminating telecommunications contracts, including:

  • Mobile and landline telecommunications,
  • Internet service providers,
  • Cable and satellite TV subscriptions.

However, their expertise extends to other common service contracts in Portugal such as gym memberships, insurance policies, utility services, streaming subscriptions, and security systems.

The Growing Need for Cancellation Services

The emergence of specialized contract cancellation services reflects broader challenges in the modern subscription economy. As Portuguese consumers manage increasingly complex service relationships, the value of intermediary services becomes evident. The platform addresses a specific pain point defined in Portuguese consumer protection law, particularly for electronic communications contracts which often present the most challenges for consumers.

By understanding the legal framework surrounding contract termination in Portugal and leveraging this specialized service, consumers can avoid the bureaucratic hurdles typically involved in ending service agreements. Cessação de Contratos effectively serves as a bridge between consumer rights under Portuguese law and the practical challenges of exercising those rights in today’s complex service marketplace.

For Portuguese residents tired of navigating the intentionally complicated terrain of service cancellations, this platform offers a practical, legally-sound solution that saves time, reduces frustration, and ensures proper documentation of the entire process. We encourage you to try it when you need to cancel a contract.

The Land of Vera Cruz – Portugal and Brazil’s Ancient Connection

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The Land of Vera Cruz – Portugal and Brazil’s Ancient Connection

The history between Portugal and Brazil is a story of colony and metropolis, of invasions and resistance, of kings fleeing, and empires crumbling. It’s a story of survival, unlikely encounters, and an identity shaped by iron and fire, samba, and fado.

Chance and Ambition

In the year 1500, a fleet of ships, heavy with wood and saltpeter, was crossing the Atlantic. Pedro Álvares Cabral spotted land on the horizon and, not knowing for sure what he would find, planted stakes in what he called the Land of Vera Cruz. The native people watched the scene with the eyes of those who had seen strangers before. But these strangers brought iron and crosses, weapons and prayers, and the promise – or curse – that the land would never be the same.

Painting of Pedro Álvares Cabral. Public Domain

Portugal, then a small mercantile power obsessed with spices and trade routes, didn’t immediately realize the gold it had in its hands. Brazil was an immensity of forests and rivers, too vast, untamed. The first few years were filled with attempts. Brazilwood, then sugar cane. And with sugar cane came the mills, the slave quarters, and the human scourge of the slave trade. The land was rich, but its price was paid in blood and tears.

The colony was not just an extension of Portugal. It was a field of experiments, where the greed of the Europeans collided with the fierce resistance of the native people and the suffering of the enslaved Africans. And in the midst of this chaos, something new was born, a hybrid that no one could have predicted: neither European, nor Indian, nor African, but a Brazil made up of them all.

Gold, the Jesuits, and the Bandeirantes

In the 17th century, Portugal discovered gold in the bowels of Minas Gerais, and everything changed. The metropolis never looked at Brazil in the same way. From Lisbon, the Crown sucked up wealth like an insatiable parasite, financing its own existence at the expense of an exhausted colony.

Meanwhile, Jesuit missionaries tried to impose the Catholic faith on the native people, building white churches in the middle of the green forests. But there were also the bandeirantes – tough, unscrupulous men who tore through the interior of Brazil in search of gold, slaves, and glory. They were living legends and shadows in the forests, hunters of men and fortune.

The metropolis and the colony played a game of dependence and repulsion. Rio de Janeiro was growing as an administrative center, Salvador was a vital trading post, and Brazil was no longer a simple outpost of Portugal – it was becoming something bigger, more complex, with its own identity.

Ouro Preto is the jewel in the crown of Minas Gerais’s colonial towns. It was Brazil’s wealthiest city during the 18th-century gold boom, Adam Jones, Wikimedia Commons

The Arrival of the Portuguese Court

In 1808, Dom João VI, a fat and frightened king, fled Europe with his entire court, escaping Napoleon. Lisbon was left behind, a city left to its own devices. The Atlantic swallowed up the royal fleet and, on the other side, Brazil was transformed overnight. Rio de Janeiro became the capital of the empire and, for a brief period, Portugal became a province of its own colony.

King João VI of Portugal, Public Domain

During these years, Brazil experienced modernization that would have taken decades to occur in Portugal: the opening of ports, the creation of banks, universities, and theaters. But the presence of the court also brought tensions and a growing sense of independence. In 1822, Dom Pedro I, son of Dom João VI, declared Brazil’s independence, severing formal ties with Portugal. But like any family relationship that breaks down, the scars remain.

Places in Lisbon and Porto Where Brazilian History Remains

The legacy of the history between Portugal and Brazil can be seen in various corners of Lisbon and Porto.

1. Jerónimos Monastery

In Belém, the Jerónimos Monastery houses the remains of Vasco da Gama, but it is also a symbol of the transatlantic trade that financed Portugal for centuries. Here, the prayers of those who left and the echoes of those who never came back remain.

Jerónimos Monastery, DepositPhotos.com

2. Queluz Palace

The residence of Dom Pedro I when he was still a prince, this baroque palace symbolizes the luxury and the gulf between monarchs and settlers. The brilliance of the chandeliers contrasts with the shadows of history.

Queluz National Palace. Photo by Vitor Oliveira (Flickr)

3. Church of São Francisco, Porto

The Gothic church with its gold-covered interior is a visual reminder of the brutal cycle of exploitation that financed Portuguese wealth. Brazil’s gold still shines today on Portugal’s altars.

Church of São Francisco, Asmodaeus, Wikimedia Commons

Final Thoughts

Today, Portugal and Brazil live in a complex relationship. Many Brazilians are looking for a new start in Lisbon and Porto, bringing their culture with them and creating new bridges between the two countries. Meanwhile, Portugal is rediscovering its own identity through the voices and flavors of Brazil.

What began as an accidental trip in the 1500s became a story of love and conflict, of distance and proximity, of mixed identities. It’s not an easily digestible story. But it is undoubtedly one of the most fascinating in the Atlantic.

Complete Guide to the New NHR 2.0 (IFICI) Tax Regime in Portugal – 2025 Update

Becky Gillespie
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Complete Guide to the New NHR 2.0 (IFICI) Tax Regime in Portugal – 2025 Update

Portugal has introduced a new Non-Habitual Resident tax regime called the Fiscal Incentive for Scientific Research and Innovation (IFICI), commonly referred to as NHR 2.0. This program, which replaces the previous NHR scheme that ended in December 2023, is designed specifically to attract highly qualified professionals relocating to Portugal for residence and employment purposes. We previously released details about the NHR 2.0, but this guide has now been updated with more details.

The new NHR in Portugal offers substantial tax advantages to eligible individuals for a consecutive period of 10 years (non-renewable), but it is not as easy to qualify compared to the first iteration of NHR because there are stricter application deadlines and more documentation required. 

Key Benefits of NHR 2.0 in Portugal

The NHR 2.0 in Portugal offers several significant tax benefits to qualifying residents:

  • 20% flat tax rate on qualifying Portuguese-sourced employment and self-employment income
  • Tax exemption on various foreign-sourced income including: 
    • Employment income
    • Business profits
    • Interest
    • Dividends
    • Rental income
    • Royalties
    • Capital gains (subject to pending regulations)

It’s important to note that, unlike the previous scheme, the new NHR in Portugal does not provide tax advantages for foreign pensions, which are now subject to standard progressive tax rates ranging from 14.5% to 53%.

Eligibility Requirements for IFICI

To qualify for the new NHR 2.0 in Portugal, applicants must meet the following criteria:

  • Became a Portuguese tax resident after January 1, 2024
  • Have not been a tax resident in Portugal during the preceding five years
  • Meet specific professional and educational qualifications (detailed below)
  • Have not previously participated in the old NHR regime or other “ex-residents” programs

Qualifying Professions and Companies

Highly Qualified Professions

The IFICI program targets professionals in the following categories:

  • University professors
  • Medical doctors
  • Specialists in physical sciences, mathematics, and engineering
  • Directors of companies (board members, CEOs, executive managers)
  • Directors of administrative and commercial services
  • Information and Communication Technology (ICT) specialists
  • Specialists in physical sciences, mathematics, and engineering

Additionally, applicants must possess:

  • At least level 6 of the European Qualifications Framework (equivalent to a bachelor’s degree) with three years of proven professional experience, OR
  • Level 8 of the European Qualifications Framework (equivalent to a PhD/Doctorate), which waives the professional experience requirement

Qualifying Companies and Sectors

For a company to make you eligible under the NHR 2.0 in Portugal, it must:

  1. Export at least 50% of its turnover (in the fiscal year you join or in the two preceding years), AND
  2. Have its main activity within the following Portuguese CAE codes:
  • Extractive industries (divisions 05-09)
  • Transformative industries (divisions 10-33)
  • Information and communication (divisions 58-63), including:
    • Publishing activities
    • Film, video, TV production, sound recording
    • Software programming and consultancy
    • Data processing and hosting
    • News agency activities
  • Research and development of physical and natural sciences (group 721)
  • Higher education (subclass 85420)
  • Human health activities (subclasses 86100-86904)

Other qualifying routes include:

  • R&D personnel eligible for Portugal’s SIFIDE tax incentive program
  • Directors/employees of accredited Portuguese startups
  • Researchers with PhDs working on R&D projects within Portugal’s scientific network
  • Directors/employees of Portuguese-based organizations producing knowledge
  • Positions in organizations approved by IAPMEI or AICEP
  • Certain professionals in Azores & Madeira (pending specific regulations)

Application Process and Deadlines

The application process for the new NHR in Portugal has been updated with stricter deadlines and more thorough eligibility checks. Applications must be submitted by January 15 of the year following establishment of residency in Portugal. Please be aware of this when you are in the process of getting residency in Portugal.

The competent authority for application review depends on your NHR 2.0 qualification route:

NHR 2.0 RouteCompetent Authority
Board member/employee of a certified startupStartup Portugal
Highly qualified professions in companies exporting at least 50% of turnoverTax Authority
Board member/employee of entities conducting activities relevant to the national economyAICEP or IAPMEI
Eligible investments in MadeiraTo be determined

Required Documents

Applicants must submit the following documentation:

  • Proof of required academic qualifications
  • Copy of scholarship contract/scientific grant (when applicable)
  • Copy of employment contract (when applicable)
  • Up-to-date company registration certificate (when applicable)
  • Statement from the employer confirming compliance with activity requirements

Additional documentation may be requested during the application process. The Tax Authorities are expected to confirm NHR 2.0 status by March 31 each year.

Tax Treatment of Different Income Types

Under the new NHR in Portugal, different types of income receive specific tax treatment:

Foreign Source Income

  • Employment Income – Exempt from Portuguese taxation
  • Independent Work – Exempt if from a qualifying profession and sourced from a country with a Double Taxation Agreement (DTA)
  • Capital Investment Income (Interest/Dividends) – Exempt if from a country with a DTA or a non-blacklisted jurisdiction
  • Royalties – Exempt if from a country with a DTA or a non-blacklisted jurisdiction
  • Real Estate Income – Exempt if from a country with a DTA or a non-blacklisted jurisdiction
  • Capital Gains – Status currently unclear (awaiting final regulations)
  • Pension Income – Subject to standard progressive tax rates (14.5% to 53%)

Portuguese Source Income

  • Employment Income – 20% flat rate for eligible professions (or standard progressive rates if lower)
  • Self-Employment Income – 20% flat rate for eligible professions (or standard progressive rates if lower)
  • Rental Income – 28% (optional rate) or standard progressive rates
  • Capital Gains – 50% of net gains taxed at standard progressive rates
  • Pension Income – Taxed at standard progressive rates

Comparison – Old NHR vs. New NHR 2.0 in Portugal

FeatureNew NHR 2.0 (IFICI) in 2024Old NHR Regime (ended Dec 2023)
Residency RequirementNot a tax resident in Portugal for previous 5 yearsNot a tax resident in Portugal for previous 5 years
Minimum StayNo minimum stay requirementNo minimum stay requirement
Validity Period10 years (non-renewable)10 years
Employment Income (High-Value Added)20% flat rate on eligible activities20% flat rate on eligible activities
Pension IncomeExcluded from benefits (standard rates apply)10% flat rate
Rental Income & RoyaltiesExempt (if taxable abroad under DTA or OECD Tax Model)Exempt
Dividends & InterestExempt (if taxable abroad under DTA or OECD Tax Model)Exempt
Capital GainsStatus unclear (awaiting regulations)Exempt

 

Countries with Double Taxation Agreements

Portugal maintains Double Taxation Agreements with numerous countries worldwide, which directly impacts the tax treatment of foreign income under the new NHR in Portugal. These agreements are crucial for determining whether certain income types qualify for exemption.

Key DTA partners include:

  • European Union members
  • United States, Canada, United Kingdom
  • Major Asian economies (China, Japan, South Korea, Singapore)
  • Brazil and many other Latin American countries
  • Various Middle Eastern and African nations

(The full list includes approximately 80 countries with agreements in force)

Frequently Asked Questions

  1. Can I apply for NHR 2.0 if I was previously on the old NHR regime?

No, individuals who benefited from the previous NHR regime are not eligible for the new NHR in Portugal.

  1. How does the new NHR in Portugal treat retirement pensions?

Unlike the previous scheme, foreign pensions are excluded from tax benefits under NHR 2.0 and are subject to standard progressive tax rates (14.5%-53%).

  1. What happens after the 10-year period of NHR 2.0 expires?

After the non-renewable 10-year period, you will be subject to Portugal’s standard tax regime as a regular tax resident. Please keep this in mind as you prepare to apply for NHR 2.0. 

  1. Is there a minimum stay requirement to maintain NHR 2.0 status?

While there is no specific minimum stay requirement, you must maintain your tax residency status in Portugal to benefit from the program.

  1. How is the application process different from the old NHR regime?

The new NHR in Portugal features stricter application deadlines, more documentation requirements, and more thorough eligibility verification compared to the previous automatic approval system.

  1. Can capital gains from selling property abroad be exempt under NHR 2.0?

The treatment of capital gains is still awaiting final regulations, but the initial announcements suggest they may be excluded from exemptions under the new NHR in Portugal.

The new NHR 2.0 (IFICI) program in Portugal offers significant tax advantages for qualified professionals relocating to Portugal, focusing on innovation, research, and high-value activities. While more restrictive than its predecessor, it continues to position Portugal as an attractive destination for international talent and investment.

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The Top 10 News Stories in Portugal – March 3-March 9, 2025

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The Top 10 News Stories in Portugal – March 3-March 9, 2025

1. Measles Is on the Rise in Europe, But Portugal Only Has One Reported Case

Europe is experiencing a resurgence of measles, with countries like Spain reporting 107 cases this year and Austria, Germany, and the Netherlands following suit with rising numbers. The WHO has warned that Europe saw a 200% increase in cases in 2024, with the region going from 100,000 to over 300,000 cases. In contrast, in Portugal, it remains under control, with only one reported case in 2025. The DGS (General Directorate of Health) confirmed that this case was “imported,” originating from another European country. Thanks to high vaccination coverage, Portugal is seeing less probability of large outbreaks.

Note that the rise in measles cases across Europe is attributed to the stagnation of vaccination coverage following the COVID-19 pandemic, compounded by the growth of anti-vaccine movements. However, Portugal’s vaccination rates remain high, with the first dose of the MMR vaccine reaching 98%. The DGS stresses that while small outbreaks can occur, large-scale incidents are not expected due to the country’s strong vaccination programs.

Despite small outbreaks like the 35 cases in 2024, the DGS assures that Portugal has “eliminated the disease” and does not anticipate major threats. However, as mentioned, the situation in Europe, particularly in countries with lower vaccination rates, is much more concerning. Measles can still cause severe complications, including pneumonia and encephalitis, especially in unvaccinated individuals. Thus, the DGS encourages anyone with suspected measles to contact the SNS24 helpline for assistance.

Read more from our source here.

2. Portugal Among the Top 15 European Countries for Most Gender-Equal Governments and Parliaments

Portugal is among the top 15 European countries for gender parity in both government and parliament, according to Eurostat. On the Executive side, with 40% women in the government, Portugal ranks above the European average of 35.1%. Note that the country saw the second-largest increase in Europe, rising by 25.7 percentage points since 2014. Finland leads with 60%, while Hungary has no women in its government.

In parliaments, the trend is similarly positive, with women holding 33.4% of seats across Europe, a 5.6 percentage point increase from a decade ago. Portugal, with 35.8% women in the Assembly of the Republic, ranks 11th. Countries like Sweden, Finland, and Denmark lead with the highest representation of women, while Hungary, Cyprus, and Romania show the lowest numbers.

It is important to consider that Portugal’s rise in gender equality within political institutions places it among the most improved countries, with significant improvements made in both governance and legislative representation. The country’s commitment to gender parity, continuously surpassing European averages, signals ongoing progress in achieving political equality.

Read more from our source here.

3. The Ongoing Political Crisis and the Imminent Fall of the Government

The political crisis in Portugal, largely driven by the controversy surrounding Prime Minister Luís Montenegro’s family company, Spinumviva, is likely to lead to early elections. The Parliament rejected two motions of censure against the Government, including the PCP’s motion and Chega’s in February. However, the PS’s decision to request a Parliamentary Inquiry into the company put additional pressure on the Prime Minister. In response, as stated above, Montenegro announced a motion of confidence in the Government. With both PS and Chega planning to vote against it, the motion is expected to be rejected, leading to the Government’s collapse.

Note that the failure to approve the motion of confidence, as outlined in the Constitution, would trigger the resignation of the Government. Given the fragmented political situation, President Marcelo Rebelo de Sousa has already stated that early elections could take place on May 11 or 18. The President emphasized the importance of staying in the country to oversee the process and has canceled a planned visit to Estonia. He clarified that he would consult the parties and the Council of State before calling for elections if the motion is defeated.

The timeline for the crisis is set to unfold as follows: On March 7, the Council of Ministers is expected to approve the motion of confidence and submit it to Parliament. The debate and vote are likely to take place on March 12. On March 13, the President will meet with political parties, followed by a meeting with the Council of State on March 14. By March 15, a decision on the election date will be made. The elections are tentatively set for May 11 or 18, depending on the outcome of the motion of confidence, marking the possible culmination of this ongoing political crisis.

Read more from our source here.

4. Portugal Among EU Countries with the Greatest Employment Growth in the Fourth Quarter of 2024

Portugal recorded the third highest employment growth in the EU in the last quarter of 2024, with a 0.5% increase, matching Greece. This was well above the Eurozone’s growth of 0.1% and the EU’s 0.2%. Employment in Portugal outperformed most countries, with only Romania (+2.0%) and Spain (+0.9%) doing better. In comparison, countries like Croatia and Finland experienced the largest declines, both at -0.4%. In year-on-year terms, Portugal’s employment grew by 1.7%, with the Eurozone seeing a 0.7% increase and the EU a 0.5% rise in the fourth quarter. The growth rate in Portugal was higher than many EU countries, including Latvia (-1.0%) and Sweden (-0.6%).

The overall increase in hours worked was 0.6% in the Eurozone and 0.5% in the EU. Eurostat estimates that, in the last quarter of 2024, 219.7 million people were employed across the EU, with 171.2 million in the Eurozone. The productivity of the workforce increased by 0.4% in the Eurozone and 0.8% in the EU compared to the same period the previous year, further highlighting the positive economic trends in many parts of Europe.

Read more from our source here.

5. Russian Investment in Portugal Soared After Ukraine Invasion and Golden Visas Started Again

Following the invasion of Ukraine in February 2022, Russian investment in Portugal surged by 49%, reaching 450.6 million euros in 2024, and one of the main targets of this influx was the Golden Visa program. Note that the Bank of Portugal reported this significant rise in foreign direct investment but did not provide specifics on where the capital was directed. However, the newspaper ‘Público’ revealed that golden visas were a primary focus.

Suspended in 2022 after the invasion and European Union sanctions, the golden visas were reintroduced in August 2024 by the Agency for Integration, Migration, and Asylum (AIMA). The suspension ended after Portugal lost legal cases regarding the freezing of Russian citizens’ visa applications, which had been based on the European Commission’s recommendation, a non-binding measure that could not override the law.

Note that, between 2023 and 2024, there were cases where golden visas were granted through judicial means, with those individuals not being subject to sanctions; and that, in 2021, a year before the war, Russia had been the country with the most golden visas granted, with 65 visas issued.

Read more from our source here.

6. Portuguese Prime Minister Denies Illegal Activity Through His Real Estate Fund

Luís Montenegro, leader of the PSD and Prime Minister of Portugal, stated that he “did no more nor less than any Portuguese person” and rejected accusations of any illegalities or wrongdoings. He emphasized that he feels “exactly like any other Portuguese person” while also taking responsibility for his actions, and jokingly commented that his “responsibility was working” and reiterated his position that he did not violate any exclusivity duties with the company Spinumviva.

Note that these statements came in the context of the allegations surrounding his real estate company, which has been under scrutiny. Spinumviva caught the public’s attention mainly  because of the new land law and because its clients included notable companies that may have benefited from the Prime Minister’s position. However, Montenegro expressed frustration over being accused of political wrongdoing, questioning how it is possible to accuse him “categorically and politically” without consequence, asserting that he was “accountable for everything.”

Following the announcement of a motion of confidence to be discussed in parliament, the Prime Minister stated firmly that he was “ready to go door to door, Portuguese to Portuguese” to explain his position. He also questioned the absurdity of the argument suggesting he could have been in the government while doing something else.

Read more from our source here.

7. At doBeco, in Santos, You Can See Pastries Being Made on the Spot

After its success in Arroios, the Mello brothers, Lourenço and António, have expanded by opening a second location of doBeco in Santos, Lisbon, with a larger and brighter space. The menu remains the same, focused on classic dishes, but with new options arriving in the spring. The bakery has grown in popularity, with people coming for the pastries, coffee, brunch, and atmosphere. In fact, the Santos location was initially planned to be the first bakery, but delays in construction and licensing led to the opening in Arroios first in 2023.

The new bakery occupies the space of a former water bottle factory, and it stands out for its larger and more luminous space, with large windows along the façade. A major highlight of the new space is its open kitchen, visible to the customers, where they can watch the pastries being made from scratch. According to Lourenço, this creates a connection and proximity with customers, who are not used to seeing the production process firsthand. The bakery’s clientele is largely international, but there has been an increase in Portuguese customers. The owners want their Portuguese identity to be acknowledged. Lourenço emphasizes that the brand is Portuguese, and customers should think of it as such.

The menu is seasonally updated, with special coffees and new pastry items every month. Antonio, the creative mind behind the menu, is already planning dishes for spring. Some classics remain unchanged, such as the croque monsieur and classic eggs in various preparations. The brunch menu includes standout items like the doBeco plate, featuring eggs, bacon or salmon, gouda, artisanal ham, hash browns, roasted broccoli, and more. They also offer breakfast and brunch menus for one or two people, with beverages ranging from specialty coffee to matcha, fresh juices, and wine. In the future, Lourenço would like to open more bakeries, but only in strategic locations, ideally in Portuguese neighborhoods.

Read more from our source here.

8. Aerospace Is Now the Industry That Gives Wings to the Portuguese Economy

Portugal’s aerospace cluster has firmly placed the country on the global map, with over 150 companies and a turnover of €1.72 billion. The sector has attracted major global players such as Airbus and Lufthansa, positioning Portugal as a highly respected industry hub. The sector’s growth is reflected in major investments, like Lufthansa Technik’s new facility in Santa Maria da Feira, alongside Airbus Atlantic’s operations in Santo Tirso, showcasing Portugal’s dynamic role in the global aerospace supply chain. Over 90% of production is exported to countries like France, Brazil, and the US, contributing to Portugal’s international standing.

Over the past two decades, Portugal’s aerospace sector has developed expertise in manufacturing aero structures, components, and maintenance services, with key investments like the Pratt & Whitney maintenance center. Experts highlight the importance of expanding the supplier chain to ensure the industry’s future growth. Embraer’s recent subsidiary in Portugal, focused on defense and security solutions for NATO and the EU, marks a milestone in Portugal’s strategic position. The sector’s evolution from aero structures to more advanced technology is crucial for maintaining global competitiveness and innovation.

Note that Portugal is positioning itself at the forefront of aerospace and mobility innovation, with projects like the FLY-PT “flying car” prototype and the development of the LUS222 aircraft. Initiatives like AI Fights Space Debris and New Space Portugal highlight the country’s space exploration ambitions, ensuring continued growth in satellite technology and aerospace. Moreover, sustainability goals, such as the integration of green energy in the new Lisbon airport design, demonstrate Portugal’s commitment to eco-friendly innovations.

Read more from our source here.

9. Portuguese Prime Minister Urges Portugal to Use Low-Cost Loans to Invest in Defense

At the extraordinary European Council summit in Brussels, EU leaders agreed to fast-track the mobilization of necessary funding for strengthening the EU’s defense and security infrastructure. The “Rearm Europe” initiative, proposed by European Commission President Ursula von der Leyen, is supposed to tap into resources from the Cohesion Funds, the European Investment Bank, and private capital to improve defense capabilities. Additionally, the leaders reaffirmed their unwavering support for Ukraine’s independence, territorial integrity, and sovereignty. In this regard, the EU agreed to provide €30.6 billion in financial assistance to Ukraine in 2025 to aid in its recovery and ongoing efforts to counter aggression.

Prime Minister Luís Montenegro highlighted that Portugal should seize the opportunity to use low-cost loans from the European Commission for defense investment, commending the flexibility provided to maintain the trajectory of public finances. He emphasized that Portugal, with positive budget surpluses in both 2023 and potentially 2024, has room to increase public spending without violating the EU’s stability pact. He also signaled the activation of the national safeguard clause, which would allow a maximum increase of 1.5% per year in defense spending while avoiding excessive deficit procedures.

The Prime Minister also expressed that Portugal is prepared to deploy troops to Ukraine if needed, further solidifying its commitment to European security. He emphasized that Portugal stands ready to assist its European partners, should the situation require a greater military presence. Note that, at the summit, Hungary was the sole EU member not to sign the conclusions regarding the support for Ukraine.

Read more from our source here.

10. Portuguese Government Moves Forward with Public-Private Partnerships in Five Hospitals

The Portuguese government has decided to move forward with public-private partnerships (PPPs) in five hospitals of the National Health Service (SNS): Loures, Amadora-Sintra, Vila Franca de Xira, Garcia de Orta, and Braga. The Minister of the Presidency, António Leitão Amaro, emphasized that this is a “very important historic decision,” recalling that three hospitals had a recent experience with PPPs and another had a past experience. These evaluations concluded that PPPs, when managed well, delivered better healthcare at a lower cost to patients.

The government is launching two key processes for these hospitals: first, creating a price comparator with the public sector to ensure savings for taxpayers, and second, preparing an open, transparent, and competitive process for awarding the PPPs. The Minister of the Presidency supported the decision by referencing guarantees from the Health Regulatory Authority, the Court of Auditors, and studies that all agree PPPs in healthcare have proven to be successful and will continue to be.

In addition to these partnerships, the government approved investments of €30 million in Viseu Hospital for a technical center and radiotherapy center, as well as €7 million for equipment. A €32 million reinforcement for Évora Hospital was also confirmed to ensure the completion of its project. Furthermore, the government announced the elimination of 120 fiscal council positions in health units, leading to savings of €1.3 million.

Read more from our source here.

Anyone 18-35 with Tax Residency in Portugal Can Get a House with No Money Down

Becky Gillespie
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Anyone 18-35 with Tax Residency in Portugal Can Get a House with No Money Down

On September 27, 2024, Portugal formalized an innovative housing support initiative with Order No. 236-A/2024/1. This program makes homeownership significantly more accessible for young people looking to purchase their first home in the country. If you’re between 18 and 35 years old and considering putting down roots in Portugal, this government initiative could be your path to property ownership without the need to pay any money upfront.

The program has generated significant interest, with the four largest banks in Portugal already receiving more than 11,500 requests for these public guarantees.

Understanding the Public Guarantee System

The Portuguese government, working together with the Bank of Portugal and the Portuguese Banking Association, has established a public guarantee system that effectively enables 100% mortgage financing for qualifying young buyers.

This state support mechanism covers 15% of the property’s value—essentially replacing the down payment that banks typically require. By eliminating the need for a substantial upfront deposit, the program removes one of the most significant obstacles to homeownership for young people between 18 and 35 years old.

In the unlikely event of default, the state would assume responsibility for the 15% portion, while the lending bank would handle recovering the remaining balance.

This program is particularly noteworthy because it’s available to foreign residents who are registered for tax purposes in Portugal—not just Portuguese citizens.

Key Details About the Guarantee

To qualify for this program, you must meet these specific criteria:

  • Be between 18 and 35 years old
  • Be registered as a tax resident in Portugal (regardless of nationality)
  • Have an annual income that doesn’t exceed the 8th tier of IRS (€81,000)
  • Not own any other property
  • Be purchasing a home valued at no more than €450,000
  • Intend to use the property as your primary and permanent residence

Loan terms vary slightly by age. Applicants up to 30 years old can access mortgage terms up to 40 years, while those between 31-35 years old have a maximum term of 37 years

Banks will still enforce debt service ratio requirements, which ensures that your total monthly loan payments will not exceed 50% of your net income (with some exceptions possible).

The public guarantee also comes with several important conditions:

  • It remains valid for 10 years from the start of your mortgage
  • You can cancel it early if you fulfill all obligations before the end of this period
  • If you make partial early repayments, the guarantee will be proportionally reduced
  • The guarantee specifically covers the 15% that would typically be required as a down payment

Foreign Residents Already Benefiting

According to recent reports, young foreign residents are already taking advantage of this opportunity. Major Portuguese banks like Novo Banco, BPI, and Bankinter confirm they’ve received applications from international residents, with Brazilians representing the largest group of foreign applicants, followed by citizens from Portuguese-speaking African countries. At Novo Banco, approximately 10% of approved applications under this measure are from foreign citizens, with 90% of those being young Brazilians.

Since the beginning of the year, ERA, Portugal’s first real estate network, has had 10 requests per month, while others have registering more than 50 requests per month for information or feasibility. The ERA Portugal president noted the majority of inquiries come from Brazilians (62.5%) and citizens from Portuguese-speaking African countries (19.2%), with additional interest from Italian, French, Ukrainian, and Venezuelan residents.

The Importance of Portuguese Tax Residency

For those 18-35 year-olds considering this opportunity, establishing Portuguese tax residency is a crucial first step. There are multiple ways to get a Portuguese visa that we recommend for young people including the D2, D7, D8 programs. You may also even consider applying for this program after graduating from a Portuguese university if you are in the applicable age and tax brackets.

This not only qualifies you for the mortgage guarantee but potentially also for property tax (IMT) exemptions and stamp duty exemptions. Portuguese residency status allows you to build a local financial profile that banks recognize when evaluating mortgage applications.

After establishing Portuguese residency, research participating banks (including Novo Banco, BPI, and Bankinter). Then, verify eligibility with potential lenders, ensure your chosen property is within the €450,000 price cap, confirm your debt-to-income ratio meets the 50% requirement, and begin your property search with the knowledge that the traditional deposit barrier has been removed.

Final Thoughts

This initiative represents a significant opportunity for young internationals looking to make Portugal their home while building equity through property ownership. By eliminating the need for a substantial down payment, the Portuguese government has made the dream of homeownership more accessible to a new generation of residents. This initiative will certainly not alleviate the current housing crisis, but it will allow young residents get into a market that may have only seemed like a dream before the public guarantee system.  

Our 7 Best African Restaurants in Lisbon

Becky Gillespie
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Our 7 Best African Restaurants in Lisbon

When a friend of Portugal.com recently visited Lisbon from Tokyo, he had a single question: where can I get the best African food? Despite living in one of the best food cities in the world, he knew that Lisbon has access to an impressive array of African food, which reflects the city’s deep historical connections with the continent. Influences from Mozambique, Angola, Cape Verde, and other nations shine through in rich, flavorful dishes. From slow-cooked stews, fresh seafood, or aromatic curries, these seven African restaurants in Lisbon promise a delicious dining experience.

1. Cantinho do Aziz – Mozambican Excellence in Mouraria

Address: Rua de São Lourenço 5, 1100-530 

Opening Hours: Every Day, 9:00 am – 11:00 pm

Cantinho do Aziz has delighted diners for nearly four decades with bold Mozambican flavors. Located in Mouraria, one of Lisbon’s most diverse neighborhoods, this family-run restaurant is known for its welcoming atmosphere and hearty dishes.

Start your meal with chamuças, Mozambican-style samosas packed with meat or vegetables. The lamb chacuti, slow-cooked in coconut milk and spices, bursts with deep, satisfying flavors. Another standout is galinha zambeziana, a roasted chicken dish marinated in lemon and a creamy coconut sauce. To finish your meal, try passion fruit mousse or bebinka, a homemade goan cake.

The restaurant’s lively terrace offers a perfect spot to enjoy warm evenings while savoring authentic African cuisine.

2. Roda Viva – Mozambican Comfort Food in Alfama

Address: Beco do Mexias 11 R/c, 1100-349 

Opening Hours: Monday, Wednesday, Thursday, Friday, 6:00 pm – 12:00 am, Saturday and Sunday, 12:00 pm – 4:00 pm, 6:00 pm – 12:00 am, Tuesday, closed

Roda Viva specializes in home-style Mozambican cooking with a focus on fresh, high-quality ingredients. Tucked away in the historic Alfama district, this restaurant is a hidden gem for those seeking authentic African flavors.

The star dish here is the shrimp curry served with coriander, paprika, and other spices. If you’re in the mood for something hearty, order makofo, a delicious combination of cabbage, coconut, and peanuts. You can also try cachupa from Cabo Verde, a delicious mix of sweet corn, beans, beef, pork, and chicken. Wash it all down with some 2M, a delicious Mozambican beer.

3. Tambarina – The Soul of Cape Verdean Cuisine

Address: R. Dr. António Cândido 15C, 1050-075

Opening Hours: Sunday, 1:00 pm – 10:30 pm, Monday, 9:00 am – 5:00 pm, 7:00 pm – 10:30 pm, Tuesday – Saturday, 12:00 pm – 3:00 pm, 7:00 pm – 10:30 pm

Cape Verdean cuisine blends Portuguese, West African, and Brazilian influences, and Tambarina captures this mix beautifully. Its name derives from the Cape Verdean name for Tamarind fruit. Located just a 6-minute walk from El Corte Inglés, this small but lively eatery serves up some of the best Cape Verdean food in the city.

Don’t be put off by its humble appearance. The food is delicious and comes in big portions. Cachupa, Cape Verde’s national dish, takes center stage. This slow-cooked stew combines corn, beans, sweet potatoes, and either meat or fish, creating a deeply flavorful and comforting meal. Another highlight is muamba, a satisfying stew with chicken so tender that it’s falling off the bone. Pair your muamba with funji, a manioc puree that soaks up the flavors of the muamba heightened even more if you add in some of the roasted chili sauce.  

The restaurant frequently hosts live music nights featuring Cape Verdean music, making your visit even more memorable. Friday and Saturday nights are your best chance for a dance party. 

4. Mambo – A Celebration of West African Cuisine

Address: R. da Silva n8, 1200-447 

Opening Hours: Tuesday – Saturday, 1:00 pm – 11:00 pm

Mambo serves up dishes from across West Africa, including Senegal, Guinea-Bissau, and Angola. Entering Mambo is like stopping by a friend’s house for dinner and having other neighbors stop by to chat from time to time. 

Try the mafe, a Senegalese peanut-based stew with tender beef, served with rice. The thieboudienne, Senegal’s famous fish and rice dish, bursts with flavors from eggplants, carrots, cassava, and cabbage. You can also try the fungi de peito alto, an Angolan beef stew with okra, palm tree oil, beans, and cabbage with peanut butter.

Mambo’s drinks menu features a variety of African-inspired cocktails, including Cape Verdean rum punch and Luanda lemonade. 

5. Casa Mocambo – A Journey Through Lusophony Gastronomy 

Address: Rua do Vale de Santo António 122A, 1170-378

Opening Hours: Monday – Friday, 6:00 pm – 12:00 am, Saturday – Sunday, 12:00 pm – 12:00 am

Casa Mocambo emphasizes Lusophony Gastronomy, which blends flavors from Angola, Mozambique, Angola, Guinea-Bissau, Cape Verde, India, Brazil, and São Tomé and Príncipe.  The restaurant regularly hosts live music and its charming interior design is decorated with African artwork.

Try the peanut curry, a typical dish from Guinea-Bissau, Angola, and Mozambique, the chicken moamba from Angola, or the moqueca de peixe, a coconut-based fish stew, brings Brazilian and Mozambican influences together. 

On weekends, it would be best to reserve a table in advance, which you can do directly through Google Maps.

6. Sofia’s Place – African Comfort Food in São Bento

Address: Rua de São Bento 67, 1200-816

Opening Hours: Wednesday – Friday, 6:00 pm – 11:00 pm, Saturday – Sunday, 6:00 pm – 12:00 am, Monday-Tuesday, closed

Sofia’s Place is a cozy restaurant that showcases the warmth of African comfort food. Tucked away in the São Bento neighborhood, Sofia and her your staff will win you over with  their delicious food paired with incredible hospitality.

Start your meal with some perfectly seasoned chicken wings and yummy plantains. Move on to the main course of chicken moamba, an Angolan speciality served with peanut sauce, onion, garlic, and rosemary, served with black rice marinated in ginger. You can also treat yourself to Grilled lamb chops West-African style served with homemade BBQ and peanut sauces. There is even a “Happiness Board” for 4 people here that comes with lamb chops, picanha steak, and Black Angus, moamba, handcut fries, white rice, and black beans. Have we made you hungry yet?

Sofia’s Place is a bit pricier than some of the others we’ve mentioned, but the flair and plethora of homemade sauces make it all worth it along with the Kizomba music.

7. Restaurante Chiveve – Mozambican Excellence

Address: R. Andrade Corvo 5D, 1050-007

Opening Hours: Monday, 12:00 pm – 3:00 pm, 7:00 pm – 10:00 pm, Tuesday – Friday, 12:00 pm – 3:00 pm, 7:00 pm – 10:30 pm, Saturday-Sunday, closed 

We’ve saved the best for last with Restaurante Chiveve, which has received generous praise across the board for its delectable Mozambican cuisine. Chiveve hits the sweet spot between cozy and lively, which you will understand the moment you walk through the door when you meet the incredibly friendly owner. 

Try the beef samosas and the chicken cooked in coconut milk with piripiri for that extra kick. In our opinion, the shrimp curry with okra is the superstar, but the shrimp matapa is also a standout. There are also vegan and vegetarian options available along with your choose of Mozambican dessert including cassava jam with coconut and coconut ice cream. 

Final Thoughts

Ready to taste all that Lisbon’s African food scene has to offer? If you’ve never tried African cuisine before, we encourage you to dive into a new incredible culinary world. Whether you’re a longtime lover of African cuisine or a newcomer eager to explore new flavors, these seven Lisbon restaurants will take you on a tour of Africa without even leaving the Portuguese capital. 

How Inheritance and Gift Tax Work in Portugal for Expats

Becky Gillespie
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How Inheritance and Gift Tax Work in Portugal for Expats

Inheritance tax in Portugal is different from many countries. Instead of “traditional” inheritance tax, they tax inheritance and gifts on stamp duty. The tax rate required (10% or 10.8%) depends on the closeness of the receiver and the asset.

Understanding Portuguese Succession Laws and Forced Heirship

Portuguese law enforces forced heirship. This means that a portion of your estate automatically goes to protected heirs like your spouse, children, and direct ascendants regardless of your will. Please note that protected heirs do not include siblings under Portuguese law.

However, the 2015 EU Succession Regulation (Brussels IV) allows expats to bypass this by choosing their nation’s law for their will.

For example, someone from the UK can apply UK laws to their estate in Portugal, eliminating forced heirship rules. This must, however, be mentioned explicitly in the Portuguese will.

Just note, though, that Portuguese taxes still apply to Portuguese assets.

What Is Stamp Duty in Portugal?

Stamp duty in Portugal is the country’s inheritance tax, applied to asset transfers via inheritance or gifts.

There are two stamp duty rates for non-immediate family:

  • Most inherited/gifted assets have a flat fee of 10%.
  • For real estate transfers, standard stamp duty plus 0.8%.

Close family, such as sources, children (and grandchildren), parents (and grandparents), are exempt from the 10% stamp duty tax. Please note that siblings are not included in the “close family” definition.

Unlike some countries, this tax is also charged per individual based on what they receive, not on the overall estate.

Alongside this, stamp duty in this country is territorial. Therefore, it only applies to assets in Portugal. Assets outside of Portugal, like a house in the UK or investments in the US, aren’t subject to Portuguese stamp duty. There are ways to mitigate any Portuguese liability by using Portuguese compliant bonds.

Gift Tax in Portugal

There isn’t a separate “gift tax for Portugal”. It follows the same stamp duty system. Therefore, it only applies to assets in the country, close family are exempt, and gifted assets will be taxed between 10% or 0.8%.

UK Inheritance Tax and Double Taxation Considerations

If you’re a UK national living in Portugal, you may still face UK inheritance tax (IHT) based on domicile status, not just residency.

UK-domiciled individuals (even long-term expats) face a 40% IHT on worldwide assets above the suggested £325,000 threshold. This tax applies alongside any Portuguese stamp duty tax.

There is a double taxation treaty between the UK and Portugal, however, it doesn’t cover inheritance tax specifically. The UK offers unilateral relief or concessions in some cases, so you can credit the foreign tax against a UK tax bill.

Also, you can change domicile to Portugal, but the process is extensive and complex. It’s only recommended for those wanting to stay in Portugal permanently.

US Inheritance Tax and Double Taxation Considerations

The US doesn’t have a specific federal inheritance tax. Instead, they impose an estate tax. 

Most Americans won’t be subject to this, however, as the exemption amount is $13.99 million (as of 2025). If an estate exceeds this threshold, it can be taxed at a rate of 40%. 

With US expats living in Portugal, double taxation can be a concern as there isn’t an estate tax treaty between the two countries. US estate tax will be on worldwide assets, whereas with Portugal, only assets within their borders are subject to 10% stamp duty. 

Because of this, planning your inheritance properly should be a priority. There are some US trusts that may protect assets, but it’s very limited. Non-US citizen spouses can also use a Qualified Domestic Trust, to defer a lot of taxes caused by the US estate tax.

For those keeping residency ties in the US, it’s important to be aware of state-level inheritance taxes. In some states, like New Jersey or Nebraska, you’ll need to pay inheritance taxes.

Ensuring a Smooth Inheritance Process

Stamp duty is the inheritance and gift tax in Portugal. However, it doesn’t apply to immediate family. It only applies to non-immediate family.

Even then, you need to be very careful about double taxation. The UK, for instance, can require a 40% IHT tax on worldwide assets, including those in Portugal that may be subject to a 10% stamp duty tax.

Estate planning strategies and compliant investment structures like Portuguese compliant bonds can help ensure a smooth, tax efficient transfer of wealth. These investments are usually held in secure jurisdictions outside of Portugal, meaning they are not subject to Portuguese inheritance tax. They also allow the funds to pass directly to nominated beneficiaries without the need for probate, simplifying an already difficult situation.

Leveraging Your IRA for Portugal’s Golden Visa: A 2025 Guide

Becky Gillespie
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Leveraging Your IRA for Portugal’s Golden Visa: A 2025 Guide

For U.S investors looking to diversify globally and secure a European residence, Portugal’s Golden Visa program is your “golden” ticket.

Why Portugal’s Golden Visa Is a Smart Choice

Portugal’s Golden Visa is possibly Europe’s best residency-by-investment program, offering a range of benefits to qualifying investors:

  • Family Residency – Golden Visa residency rights pass on to your immediate family members.
  • Path to Citizenship – After five years of holding a Golden Visa, investors become eligible for Portuguese citizenship.
  • Visa-Free Travel in Schengen – Investors can travel visa-free to 26 European countries in the Schengen area.

Beyond the above, the quality of life in Portugal is high. It’s even considered among the safest places in the world, ranking 7 in safety per the 2024 Global Peace Index.

Using an IRA for a Tax-Efficient Investment

Using an IRA to invest in a Portuguese Golden Visa isn’t only possible but can also be strategic.

Tax Benefits

  • Traditional IRA – Investment is made with pre-tax dollars. Therefore, any gains or income from the Portuguese fund will grow tax-deferred. You won’t pay any U.S taxes on growth until you take distributions.
  • Roth IRA – Funds invested are after-tax, but qualified withdrawals are tax-free. This means that gains from a Golden Visa fund investment can be withdrawn in retirement, with zero U.S tax (providing you meet the Roth holding period rules).
  • No Immediate Capital Gains Tax – Any returns on funds, such as interest, dividends, or capital gains, flow back into your IRA, avoiding immediate taxation on those returns.

Additional IRA Benefits

  • Portfolio Shielding – Holding the investment in an IRA can shield it from U.S. capital gains and income taxes until withdrawal. It also means that, during the investment period, you won’t need to submit a Portuguese tax filing on the fund.
  • Compliance and Reporting – You’ll likely avoid the need of filing an annual FBAR (Foreign Bank Account Report) or other foreign asset forms for this type of investment since it’s in an IRA trust.
  • Straightforward Process – As long as you work with a knowledgeable IRA custodian and choose a compliant fund, the process is fairly straightforward.

Investing in Portugal Without the Need for an LLC

Some Portuguese investment funds accept U.S. IRA investment without actually needing a self-directed IRA LLC or a Portuguese entity.

Instead, an IRA custodian can subscribe to these funds directly with your IRA’s name. This removes the need for a checkbook IRA LLC or foreign holding company, saving on setup fees, maintenance cost, foreign taxes, and more.

Enhancing Portfolio Diversification and Stability

Investing in IRA funds in Portugal provides immense diversification through European market exposure.

Euro-based assets create a natural currency hedge, potentially preserving purchasing power during dollar weakness. On the other hand, U.S holdings offset any euro underperformance.

Plus, a lot of Golden Visa funds focus on publicly traded European securities instead of illiquid private projects. This ensures more transparency, performance tracking, and clearer exit options.

Ensuring Compliance with U.S. and Portuguese Regulations

Golden Visa funds designed for U.S investors ensure regulatory compliance across jurisdictions.

Typically, these funds:

  • Operate under SEC exemptions for accredited investors.
  • Maintain FATCA registration with proper IRA documentation.
  • Have oversight under Portugal’s CMVM.

Therefore, compliant funds provide all the necessary documentation required by IRA custodians.

How to Select the Right Golden Visa Fund for Your IRA

  • Step 1: Verify IRA Custodian Compatibility: Choose a fund with experience handling IRA investments.
  • Step 2: Confirm Golden Visa Eligibility: Ensure the fund meets the current Golden Visa requirements. Get a written certification of Golden Visa compliance.
  • Step 3: Validate Regulatory Standing: Verify CMVM and FATCA compliance. Review English-written documentation including investment strategy, fee structure, and risk factors.
  • Step 4: Assess Liquidity Terms: Prioritise open-ended funds or those with periodic redemption windows to maintain flexibility for rebalancing.
  • Step 5: Evaluate Investment Process: Select a fund that accepts direct wires from U.S IRA custodians without needing a Portuguese bank account.
  • Step 6: Review Management and Diversification: Avoid single-asset or single-project investment funds. Choose a fund with a diversified portfolio that aligns with your risk tolerance.
  • Step 7: Compare Fee Structures: Review performance and fees, comparing the different Golden Visa funds for the best value for money.

Why UCITS Funds Offer a Strong Investment Option

UCITS stands for Undertaking for Collective Investment in Transferable Securities, which are regulated investment funds with strict investor protections.

If you invest your IRA in a Golden Visa fund, selecting a UCITS-specific fund is highly beneficial because of:

  • Liquidity – Open-ended UCITS funds offer regular redemption, unlike private funds that may lock in capital.
  • Transparency – Regulated disclosure requirements guarantee that frequent updates are clear.
  • Diversification – Legal limits present excessive exposure to any single security, reducing investment risk.
  • Portability – UCITS funds are recognized across the EU, so they can be relocated based on residency.
  • Tax Efficiency – These funds enable tax-deferred or tax-free growth, reducing Portuguese tax leakage.

Remember, not all Golden Visa Funds are UCITS-compliant. However, those that do offer a range of benefits, including enhanced liquidity, oversight, and diversification.

Building Long-Term Wealth While Gaining Residency

By investing in the country via a Golden Visa fund, investors can work towards a European residency and even citizenship.

Therefore, this investment opportunity has a dual benefit. It can be part of your retirement portfolio as well as a ticket to securing Portuguese residency.

Live Webinar

If you’re considering Portugal’s Golden Visa Program, you can signup for a live Q&A webinar with an expert from Holborn Assets that will answer all your questions.  The event is scheduled for March 13, 2025 at 5 PM Lisbon Time (1 PM EST). The live webinar will cover the following:

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An Unexpected Connection – The Relationship Between Portugal and India

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An Unexpected Connection – The Relationship Between Portugal and India

The relationship between Portugal and India is one of the oldest and deepest in the history of European expeditions. This connection, formed after the great navigations of the 15th century, was marked by trade, war, cultural influence, and the lasting presence of the Portuguese in Indian territories.

Vasco da Gama and the Discovery of the Maritime Way

The story begins in 1498, when Vasco da Gama arrived in Calicut, on the west coast of India, opening up the sea route between Europe and the Indian subcontinent. This voyage was not only a milestone in the history of navigation, but also the beginning of a Portuguese presence that would last for more than four centuries.

Vasco da Gama, António Manuel da Fonseca, Wikimedia Commons

The impact of the Portuguese arrival was immediate. Local merchants and rulers saw the Portuguese as both an opportunity and a threat. With an uncontrollable desire to control the lucrative spice trade, Portugal established trading posts and fortresses at strategic points such as Cochin, Goa, Daman and Diu.

The Portuguese also brought new weapons and warfare techniques, establishing alliances with local rulers and often getting involved in military conflicts that guaranteed them a dominant role in Indian trade.

The Formation of the Portuguese Indian State

With the conquest of Goa in 1510 by Afonso de Albuquerque, the Portuguese established a capital for their domains in the East. Goa was not just a trading post; it became the center of Portuguese influence in India and one of the most important cities in the empire. During the 16th and 17th centuries, Goa thrived as a center of cultural, economic and religious exchange, being nicknamed the “Rome of the East” due to its role as the base of the Christian mission in the region.

The Conquistas of Goa. Red: Velhas Conquistas (1510-1546). Cream: Novas Conquistas (1763-1788), CorreiaPM, Wikimedia Commons

The Portuguese administration in India was characterized by a mixture of Western and Eastern traditions. The presence of Jesuit missionaries led to the conversion of many local communities to Christianity, and monumental churches were erected to symbolize the new faith.

However, the Portuguese government implemented authoritarian policies and a regime strongly linked to the Inquisition, which persecuted those who resisted evangelization, leading to internal conflicts and local resistance.

Trade and Cultural Influence

Trade between Portugal and India was not limited to spices. Over the centuries, there was an intense exchange of products, customs and languages. Indian cuisine had a profound influence on Portuguese gastronomy, resulting in the introduction of ingredients such as piri-piri (chilli peppers), cashews and coconut into Lusitanian cuisine. Curry itself became an adopted spice in Portugal, which shaped traditional dishes that have survived to the present day.

Piri piri sauce, Wikimedia Commons

On the other hand, Portugal brought its architectural style to India, which can still be seen in churches and colonial buildings in Goa and other regions. Sacred art, tiles and the organization of cities show this fusion of influences. Even the Portuguese language left its mark, with Portuguese words incorporated into Concani and other local languages.

The Decline of Portuguese Rule

From the 18th century onwards, Portuguese power in India began to decline. The growth of the British and Dutch empires in the Indian subcontinent reduced Portugal’s influence. Although Goa remained under Portuguese rule until 1961, its strategic and economic importance diminished over the centuries.

Resistance to Portuguese rule grew in the post-war decades, and in December 1961, India launched a military operation to annex Goa, Daman and Diu. The Portuguese government of the time, under Salazar, refused to recognize Indian sovereignty over these territories, but in practice, the chapter of the Portuguese empire in India was closed.

Spotting History in India and Portugal

The Portuguese heritage in India is still visible and vibrant, especially in Goa. Churches such as the Bom Jesus Basilica and the Goa Cathedral bear witness to colonial architecture, while local festivals and traditions still bear traces of Portuguese culture.

Church of Mary Immaculate Conception in Panaji, Goa, India, DepositPhotos.com

In Portugal, the presence of India is also evident. The Museu do Oriente in Lisbon has a vast collection of objects linked to the Portuguese presence in India. Lisbon’s Martim Moniz neighborhood, meanwhile, reflects the cultural diversity brought by Indian migrants, with restaurants and stores that mix the two worlds.

Museu do Oriente, Joaomartinho63, Wikimedia Commons

The Continuing Legacy

Even after the end of colonial rule, the relationship between Portugal and India remains strong. The bond between Portuguese-Indian communities, trade and cultural influence remain integral parts of this shared history. Gastronomy, music, religion, and even language show that, despite the distance and political changes, Portugal and India remain intertwined.

Final Thoughts

The history between Portugal and India demonstrates the human capacity to explore, conquer, adapt, and transform. From the time of Vasco da Gama to the present day, this relationship has been a path of back and forth, of constant exchanges, and a legacy that has stood the test of time.

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